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Impound, or Reserves	The portion of a borrower's monthly payments held by the lender to pay for taxes, hazard and mortgage insurance, lease payments, and other items that will come due
Income approach	The method of estimating the value of a property by calculating its generated income
Income property	Real estate developed for the purpose of generating income
Indemnify	To provide for compensation in the case of loss or damage to property
Indemnity	The statement of terms under which loss or damage to property will be compensated
Index	A published interest rate used by lenders to compare the interest rate for an adjustable-rate mortgage (ARM) with that earned by other investments (e.g., the yield on Treasury bills, interest rate on loans from savings and loans institution, etc.), as a result of which the ARM interest rate is adjusted
Ingress	The right to enter on or over a piece of property
Insurable Title	A property title which an insurance company is willing to insure against possible claim
Installment contract, or Contract for deed	A contract for the sale of real estate whereby the buyer is in possession of the property while paying off the purchase price in periodic installments, despite the title being retained by the seller until the future date of final payment
Insured closing letter	An indemnity provided by a title insurance company to a lender, whereby the title insurance company assumes responsibility in the case that the closing agent does not fulfill the terms of the loan, or misappropriates the loan proceeds
Insured mortgage	A mortgage that is protected by the Federal Housing Administration (FHA) or by private mortgage insurance (MI) so that if the borrower defaults on the loan, the insurer compensates the lender the lesser of the loss incurred or the actual insured amount
Interest rate buydown plan	An arrangement made for the initial years of a mortgage whereby the seller (or any other party) deposits money into an account that is then released toward the monthly payments on the mortgage, thereby bringing the mortgagor's interest rate down below the actual interest rate
Interest rate ceiling	The maximum interest rate for an adjustable-rate mortgage (ARM), as specified in the mortgage note
Interest rate floor	The minimum interest rate for an adjustable-rate mortgage (ARM), as specified in the mortgage note
Interim financing	A temporary or short-term loan, often made during the construction phase of a building project, and usually replaced by a permanent long-term mortgage
In testate	The condition of dying without leaving a will. The description of an estate without a will
Involuntary lien	A claim or charge against property placed without the consent of the property's owner

A B C D E F G H I J K L M N O P Q R S T U V W X Y Z

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Celeinne and The Ysunza Home Team Avalar® RE&Mtg.Ntwk.,Estates of Monterey County 3146 Ocean Terrace Marina, CA 93933 Tel: 831-422-9103 Tel: 831-262-8821 Fax: 831-384-3402 Email: celeinneiysunza@NUMBER1EXPERT.com Profile of The Ysunza Home Team Over 25 years ago Celeinne began to follow a passion to help other people fulfill their dreams of owning a home. She understands that, regardless whether it is a modest condo or a magnificent luxury estate, her client’s home is a valuable 24-karat component of their life. Celeinne’s many years as an onsite new homes subdivision sales manager has enriched her life through the introduction of and interaction with a variety of cultures and the unique ways in which to approach the negotiation process. The basic principles of how to prepare a home for presentation to the public are second nature to Celeinne. We realize that our clients are our most valuable resource who deserve the best, beginning with the initial interview, suggestions on preparing your home for showing, negotiating the contract to closing the escrow. Each professional Team Member at AVALAR® RE&Mtg.Ntwk., Estates of Monterey County becomes a co-partner within a system that provides the opportunity for vested revenue sharing. Whether you are thinking of buying or selling your home in the Monterey County area, or need professional guidance in the marketing and sales of your subdivision, let us share with you how our high tech, high visibility and personal concern are your winning assets. We honor the opportunity of working with you. The Ysunza Home Team Avalar RE&Mtg.Ntwk., Estates of Monterey County Phone: 831.422-9103 X101 Fax: 831.384-3402. The data relating to real estate for sale on this website comes in part from the Broker Listing Exchange Program of the REInfoLink(TM) MLS System. Real estate listings held by brokerage firms other than Avalar R.E.&Mtg. Ntwk., Estates of Monterey County, are marked with the Broker Listing Exchange icon. Detailed information about them includes the listing brokers/agents. The data from other BLEPs is deemed reliable, but not guaranteed and is subject to change. Interested parties to confirm all information before relying on it for a purchase decision. This data is updated weekly on Sunday nights. Some properties appearing for sale on this website may subsequently have sold and may no longer be available. www.AvalarEstates.com is brought to you by Celeinne Ysunza and The Ysunza Home Team NUMBER1EXPERTS™ in real estate for Salinas, Monterey and Marina, California Read Celeinne Ysunza and The Ysunza Home Team's Privacy Guarantee, Terms of Service, and Free & Without Obligation Pledge

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