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M

Majority	The age at which an individual is legally entitled to handle his or her own affairs
Margin	The amount added to the index on an adjustable-rate mortgage (ARM) that establishes the adjusted interest rate at a given time
Market value, or Fair market value	The most likely price that a piece of property or home can realistically be sold for, and is dependent on the selling price of similar real estate in the area
Marketable title	A clear, unencumbered title, reasonably acceptable without the threat of the risk of litigation
Maturity	The date on which the principal balance of a loan, bond, or other financial commitment is due and payable
Mechanic's lien	A lien created by statute to allow unpaid contractors, laborers or suppliers who have performed work on or furnished materials for the construction of a building to recover the value of their work
Metes and Bounds	Means for describing property by a set of directions and distances, when there isn't identification based on a surveyed lot number
Minor	An individual below the age at which he or she is legally entitled to handle his or her own affairs
Monument of Survey	le indications made on natural or man-made objects that indicate the boundaries of a survey
Mortgage	A legal document that pledges a property to the lender as security for the payment of a loan or debt
Mortgage broker	An individual or company that acts as an agent between borrowers and lenders for the purpose of arranging and negotiating mortgage contracts; who is paid a fee for such service
Mortgage insurance	A contract that guarantees the lender against loss caused by a mortgagor's default on a government or conventional mortgage; such insurance can be issued by a private company or by a government agency, and covers either only a percentage, or the total, of the mortgage loan
Mortgagee	The lender in a mortgage transaction
Mortgagor	The borrower in a mortgage transaction
Multiple-listing service (MLS)	An organization of brokers who share their listing agreements with one another in order to find buyers for their properties more effectively than they could individually

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Celeinne and The Ysunza Home Team Avalar® RE&Mtg.Ntwk.,Estates of Monterey County 3146 Ocean Terrace Marina, CA 93933 Tel: 831-422-9103 Tel: 831-262-8821 Fax: 831-384-3402 Email: celeinneiysunza@NUMBER1EXPERT.com Profile of The Ysunza Home Team Over 25 years ago Celeinne began to follow a passion to help other people fulfill their dreams of owning a home. She understands that, regardless whether it is a modest condo or a magnificent luxury estate, her client’s home is a valuable 24-karat component of their life. Celeinne’s many years as an onsite new homes subdivision sales manager has enriched her life through the introduction of and interaction with a variety of cultures and the unique ways in which to approach the negotiation process. The basic principles of how to prepare a home for presentation to the public are second nature to Celeinne. We realize that our clients are our most valuable resource who deserve the best, beginning with the initial interview, suggestions on preparing your home for showing, negotiating the contract to closing the escrow. Each professional Team Member at AVALAR® RE&Mtg.Ntwk., Estates of Monterey County becomes a co-partner within a system that provides the opportunity for vested revenue sharing. Whether you are thinking of buying or selling your home in the Monterey County area, or need professional guidance in the marketing and sales of your subdivision, let us share with you how our high tech, high visibility and personal concern are your winning assets. We honor the opportunity of working with you. The Ysunza Home Team Avalar RE&Mtg.Ntwk., Estates of Monterey County Phone: 831.422-9103 X101 Fax: 831.384-3402. The data relating to real estate for sale on this website comes in part from the Broker Listing Exchange Program of the REInfoLink(TM) MLS System. Real estate listings held by brokerage firms other than Avalar R.E.&Mtg. Ntwk., Estates of Monterey County, are marked with the Broker Listing Exchange icon. Detailed information about them includes the listing brokers/agents. The data from other BLEPs is deemed reliable, but not guaranteed and is subject to change. Interested parties to confirm all information before relying on it for a purchase decision. This data is updated weekly on Sunday nights. Some properties appearing for sale on this website may subsequently have sold and may no longer be available. www.AvalarEstates.com is brought to you by Celeinne Ysunza and The Ysunza Home Team NUMBER1EXPERTS™ in real estate for Salinas, Monterey and Marina, California Read Celeinne Ysunza and The Ysunza Home Team's Privacy Guarantee, Terms of Service, and Free & Without Obligation Pledge

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